Terms of Use

The following describes the Terms of Service Conditions of Use for Trajector Disability’s website.

 

PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE OR SERVICES.  BY ACCESSING OR USING OUR WEBSITE OR SERVICES, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW.  IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE OR SERVICES.  IF YOU DO NOT UNDERSTAND THESE TERMS AND CONDITIONS, DO NOT USE OUR WEBSITE OR SERVICES. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT INDIVIDUAL, SPECIFIC NOTICE TO YOU, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR WEBSITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE OR SERVICES AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT, INCLUDING ANY AND ALL MODIFICATIONS, ADDITIONS, DELETIONS, OR OTHER CHANGES.

 

Our trajectordisability.com website (and other “internal” websites stemming from it, such as specific membership sites or webpages pertinent to the main website or weblog) is an online (and, periodically, offline) information service and is subject to your compliance with the terms and conditions set forth below (all parts and parties collectively referred to as our website).

 

Any other policies, notices, or other legal/administrative pages contained in our website are necessarily incorporated into these Terms of Service and Conditions of Use.  This may include, without limitation, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice, Anti-Spam Policy, and FTC Compliance Policy.

 

You agree to obey all applicable laws and regulations regarding your use of our trajectordisability.com website and associated services and the content and materials provided in it.

 

Trajector Disability’s website is an independent, stand-alone website that has no relationship, connection, or affiliation whatsoever with any company (other than with Trajector Disability), person, outfit, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise.  You should assume no other party, by mere mention of their name, has endorsed anything you see here.  The aim is simply to provide useful resources for our readers, some of which we may be compensated for.  You should simply assume at all times we are being compensated and, while that may not prompt us to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.

 

  1. Copyright, Licenses and Idea/User Submissions. The following describes the Copyright Notice for our website. The entire contents of our website are protected by intellectual property law, including international copyright and trademark laws.  The owner of the copyrights and/or trademarks are our website, and/or other third party licensors or related entities. You do not own rights to any article, book, ebook, document, blog post, software, application, add-on, plugin, art, graphics, images, photos, video, webinar, recording or other materials viewed or listened to through or from our trajectordisability.com website or via email or by way of protected content in a membership site.  The posting of data on our website, such as a blog comment, does not change this fact and does not give you any right in the data.  You surrender any rights to your content once it becomes part of our website.YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE CONTENT ON OUR WEBSITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE.  You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content.  You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the content in any way for any public or commercial purpose.  The use of paid content on any other website or in a networked computer environment for any purpose is prohibited.  If you violate any of the terms or conditions, your permission to use the content automatically terminates and you must immediately destroy any copies you have made of the content.

    You are granted a nonexclusive, nontransferable, revocable license to use our website only for private, personal, noncommercial reasons.  You may print and download portions of material from the different areas of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form.  Moreover, you agree not to modify or delete any copyright or proprietary notices from the materials you print or download.  Also note that any notice on any portion of our website that forbids printing & downloading trumps all prior statements and controls.

    As a user, you agree to use the products and services offered by our website in a manner consistent with all applicable local, state and federal laws and regulations.  No material shall be stored or transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.

    You may not post or transmit advertising or commercial solicitation on our website. You agree to grant to Trajector Disability a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of our website (such as bulletin boards, forums, blog, and newsgroups) or by e-mail to our website by all means and in any media now known or hereafter developed.  You also grant to Trajector Disability the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Trajector Disability for any alleged or actual infringement or misappropriation of any proprietary right in your communications to our website.

  2. Trademarks Publications, products, content or services referenced herein or on our website are the exclusive trademarks or service-marks of Trajector Disability or affiliated parties.  Other product and company names mentioned in our website may be the trademarks of their respective owners.
  3. Links to Our Website You may provide links to our website, provided you do not change, remove, or obscure the copyright notice or other notices on our website.  Your website or other source of links must not engage in illegal or pornographic activities.  Finally, you may link provided you understand that you must stop linking to our website immediately upon request by Trajector Disability.
  4. Use of Trajector Disability Website

    Data contained on or made available through our trajectordisability.com website is not intended to be, and does not constitute, legal advice.  Data contained on or made available through our website is not intended to be, and does not constitute, medical or health advice. Data contained on or made available through our website is not intended to be, and does not constitute, financial/investing advice.  We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website.
    Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
  5. Your Duty to Other Users Your use of our website is for your own personal, non-commercial benefit.  In no way are you to leverage our website in a way that mines for the personal information of other, whether in blog comments or otherwise, for your own use or for the benefit of others.  This includes, but is not limited to, spam (unsolicited commercial email).If you inadvertently obtain personal information about other users, you shall not share this with anyone else.
  6. Restricted access Access to certain areas of our trajectordisability.com website is restricted. We reserve the right to restrict access to other areas of our website, or indeed our whole website, at our discretion. If we provide you with a user ID (username) and password to enable you to access restricted areas of our website or other content or services, you must ensure that that user ID and password is kept confidential. You may not share your user ID and/or password with anyone for any reason, either directly or indirectly.  You accept responsibility for all activities that occur under your user ID or password. We may disable your user ID and password at our sole discretion or if you breach any of the policies or terms governing your use of our trajectordisability.com website or any other contractual obligation you owe to us.
  7. Third-Party Products/Services You acknowledge that, except for information, products or services clearly identified as being supplied by our website, our website does not operate, control or endorse any information, products or services on the Internet in any way.  Except for information identified by our website as such, all information, products and services offered through our website or on our website generally are offered by third parties that are not affiliated with our website, and we may be compensated.
  8. Viruses, etc. You also understand that our trajectordisability.com website cannot and does not guarantee or warrant that files available for downloading through our website will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to our website for the reconstruction of any lost data.
  9. Assumption of Risk YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE AND SERVICES AND THE INTERNET. OUR WEBSITE PROVIDES RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE PRODUCT OR SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND OUR WEBSITE, COMPANY, PARTNERS, DIRECTORS, EMPLOYEES, OFFICERS, INDEPENDENT CONTRACTORS, SHARE HOLDERS, REPRESENTATIVES OR AGENTS SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION.  IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH OUR SERVICE OR ON THE INTERNET GENERALLY.  OUR WEBSITE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU.  YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. OUR WEBSITE HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS YOU MIGHT SOMEHOW ACCESS.
  10. Limitation of Liability The content may contain inaccuracies or typographical errors.  Our trajectordisability.com website makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using our website or the content on it.  Changes are periodically made to our website, and may be made at any time. OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE OR THAT OUR WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS OR CONDITIONS.  IF YOUR USE OF OUR WEBSITE OR THE CONTENT RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE COSTS.
  11. Express Disclaimer of Consequential Damages IN NO EVENT WILL OUR WEBSITE, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT OUR WEBSITE BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF OUR WEBSITE OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE.BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW, RESULTING IN THE SMALLEST DOLLAR AMOUNT PERMITTED FOR THE AGGREGATE LIABILITY FOR BOTH OUR WEBSITE AND AFFILIATED PARTIES FOR A CLAIM DERIVING FROM OR RELATED TO OUR WEBSITE.  THIS IS IN PLACE OF ANY AND ALL OTHER REMEDIES OTHERWISE AVAILABLE.
  12. Links to Other Websites. Our website contains links to third party Websites. Trajector Disability makes no representations whatsoever about any other website which you may access through this one or which may link to this website. When you access a website from our website, please understand that it is independent from our website, and that our website has no control over the content on that website. These links are provided solely as a convenience to you and not as an endorsement by our website of the contents on such third-party Websites.  Our website is not responsible for the content of linked third-party Websites and does not make any representations regarding the content or accuracy of material on such third party Websites.  If you decide to access linked third-party Websites, you do so at your own risk.  We do not necessarily endorse, recommend, suggest or otherwise make any overture or prompt for action regarding any product or service offered.  You should assume we are compensated for any purchases you make.  Again, any income claims should be construed as atypical results and you assume the risk that inferior results obtain, including losses, for which we carry no responsibility or liability.
  13. User Submissions As a user of our trajectordisability.com website, you are responsible for your own communications and are responsible for the consequences of their posting.  You must not do the following things: post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveals trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of our website or any other person or entity; post a sexually-explicit image; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person. Our website does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of our website or endorse any opinions expressed by users of our website.  You acknowledge that any reliance on material posted by other users of our website will be at your own risk. Our trajectordisability.com website does not necessarily screen communications in advance and is not responsible for screening or monitoring material posted by users of our website.  If observed by our website and/or notified by a user of communications which allegedly do not conform to this agreement, our website may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication.  Our website has no liability or responsibility to users of our website for performance or nonperformance of such activities. Our website reserves the right to expel users of our website and prevent their further access to our website for violating this agreement or any law or regulation, and also reserves the right to remove communications which are abusive, illegal, or disruptive.
  14. Social Media Warning (Divulgence of Personal & Private Information) Social media has provided a platform for Internet users to disclose much personal information about themselves, in a way that seems innocuous, if not proper and expected.  However, more than a few folks have already lived to regret personal information that was shared either by them or others.  This has long been true of simple email.  It is exponentially true of social websites and applications for social media on any other website, including this one.  You are cautioned against carelessly disclosing information.
  15. Indemnification You agree to indemnify, defend and hold harmless Trajector Disability, its shareholders, officers, directors, employees, agents, licensors, suppliers and any third party information providers to our website from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any use of our website or violation of this Agreement (including negligent or wrongful conduct) by you or any other person affiliated with you that has accessed our website.
  16. Third Party Rights The provisions of paragraphs 2 (Use of Trajector Disability Website), and 15 (Indemnification) are for the benefit of Trajector Disability and our shareholders, officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service.  Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its/their own behalf.
  17. Term; Termination We reserve the right to investigate complaints or reported violations of these Terms of Service and Conditions of Use and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic data. This Agreement, in whole or in part, may be terminated by Trajector Disability without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 4 (Use of the Service), 15 (Indemnification), 16 (Third Party Rights), 18 (Hiring an Attorney / No Attorney-Client Relationship), and 19 (Miscellaneous) shall survive any termination of this Agreement, in whole or in part.
  18. Hiring an Investment Advisor, Attorney, or Medical or Other Professional / No Attorney-Client Relationship or Fiduciary Capacity Choosing a lawyer, doctor, or investment advisor is a serious matter and should NOT be based solely on data contained on our website or in advertisements. You may send us email, but in no instance will this communication in any way be construed as initiating a professional relationship, and so the contact should not include confidential or sensitive data because your communication will not be treated as privileged or confidential.
  19. Text Messaging Program
    1. Trajector Disability Alerts SMS program will occasionally send notifications, claim updates, and other communications by text message.
    2. You can cancel the SMS service at any time. Just text “STOP” to the short code. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
    3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at benefits@trajectordisability.com or (800) 652-9626.
    4. Carriers are not liable for delayed or undelivered messages
    5. As always, message and data rates may apply for any messages sent to you from us and to us from you. The message frequency will vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
    6. If you have any questions regarding privacy, please read our privacy policy: https://www.trajectordisability.com/privacy-policy/

  20. Miscellaneous
    1. Governing Law and Venue This Agreement shall be governed by and construed in accordance with the laws of the State of Utah.  You agree that any action including a mediation and/or arbitration must be brought in Salt Lake City, Utah.  Accordingly, it shall be governed and construed in accordance with the laws of Utah in terms of those applicable to agreements, without regard to conflict of law principles.
    2. Dispute Resolution Any controversy or claim arising out of, or relating to, this Agreement or services provided, shall first be submitted to mediation for an attempt at resolution, with such mediation being conducted by a mutually agreeable party, or if no such party can be agreed upon, by a mediator appointed by the Salt Lake City office of the American Arbitration Association (“AAA”). If  the dispute is not resolved by mediation of not less than six hours duration, the dispute shall be settled by binding arbitration in Salt Lake City, Utah through and in accordance with the rules of AAA then existing. If the parties are unable to mutually agree upon an arbitrator, the AAA as are at issue shall appoint an arbitrator with experience in such matters, but any mediator used in the dispute shall be ineligible unless the parties agree otherwise. The arbitrator shall not have any power to alter, amend, modify or change any of the terms of this Agreement nor to grant any remedy which is either prohibited by the terms of this Agreement, or not available in a court of law.By using the trajectordisability.com website you waive the right to participate in a class action with the AAA.
    3. Modification Neither the course of conduct between the parties nor industry trade practice shall act to modify any provision of this Agreement.
    4. Assignability Trajector Disability may assign its rights and duties under this Agreement to any party at any time without notice to you.
    5. Severability  If any part of this Agreement shall be held to be invalid or unenforceable, that portion shall be construed as much as possible consistent with applicable law and severability shall apply to the remaining portions, so that they remain in full force and effect.
    6. This Agreement Prevails To the extent that anything in or associated with our website is in conflict or inconsistent with this Agreement the terms of this Agreement shall take precedence.
    7. Waiver Failure to enforce any provision of this Agreement shall not be deemed a waiver of the provision nor of the right to enforce the provision.Any rights not expressly granted herein are reserved to trajectordisability.com.
    8. Binding Effect The provisions of this Agreement shall be binding upon and inure to the benefit of the personal representative, successors and assigns of the Parties hereto.
    9. QUESTIONS/COMMENTS/CONCERNS: If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so by using the Contact information below:Trajector Disability
      PO Box 127
      Lehi, UT 84043
      support@trajectordisability.com

Privacy Policy

Thank you for visiting TrajectorDisability.com (the “Website”), which is owned and operated by Trajector Disability, a Utah company (referred to as “us”, “we”, or “Trajector”). Trajector Disability takes privacy and transparency very seriously. This Privacy Policy discloses the privacy practices for the Trajector Disability site and various related services (together referred to as the “Website”). This Privacy Policy discloses the privacy practices governing our knowing collection, use and disclosure of information. This Privacy Policy is only applicable to the Website and not to any websites of third parties, which may have data collection, storage, and use practices and policies that materially differ from this Privacy Policy. This Privacy Policy applies only to information collected through this Website and not to information collected offline or through the use of any Trajector Disability services. Trajector Disability created this Privacy Policy to give users of Trajector Disability websites confidence in visiting and using the Website and to share our commitment to fair information practices as they relate to the protection of privacy.

You acknowledge that this Privacy Policy is part of our site Terms and Conditions of Use, and by accessing or using our Website, you agree to be bound by all of its terms and conditions of use. If you do not agree to these terms, please do not access or use this Website.

We reserve the right to change this Privacy Policy at any time. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to posting the revised Policy on this page. You acknowledge and agree that it is your responsibility to review this site and this Policy periodically and to be aware of any modifications. Your continued use of the site after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by the modified Policy.

Your Acceptance of this Privacy Policy/Modifications to this Privacy Policy

You agree, without limitation or qualification, to be bound by this Privacy Policy when you: (a) access the Site; (b) access links to our social media pages on third-party social media websites, such as Facebook®, Twitter® and YouTube® (“Social Media Pages”); and/or (c) submit a request form (“Application for Services” and together with Site, Content and Social Media Pages, the “Trajector Disability Offerings”) to be contacted by one or more disability advocates (“Advocates”) regarding the products and/or services offered by such Advocates (“Advocate Services”). We reserve the right, at our discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. Subject to the conditions set forth below, all changes to this Privacy Policy will take effect immediately upon their posting to the Site. Please check this page periodically for changes. If you do not agree to these terms or future changes, please immediately exit the Site and do not use the Trajector Disability Offerings. If the manner in which we use personally identifiable information changes, Trajector Disability will notify users by: (i) sending the modified policy to our users via email; and/or (ii) by any other reasonable means acceptable under applicable state and federal law. You will have a choice as to whether or not we use your information in this different manner, and we will only use your information in this different manner where you opt-in to such use.

Your California Privacy Rights If you are a resident of the State of California and would like to learn how your “personal information” (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third-parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please contact us at support@trajectordisability.com

Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please contact us at support@trajectordisability.com. Please be advised that where California State residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with applicable law.

CCPA & Data Protection for California residents

Submit a CCPA request: DO NOT SELL MY INFORMATION

The California Consumer Privacy Act (CCPA) takes effect on January 1, 2020. The intent of the CCPA is to protect the data of California residents.

If you reside in California, you have certain rights with respect to your data. We respond to all requests from California residents who wish to exercise their data protection rights, in accordance with applicable data protection laws.

You can contact us by sending an email to support@trajectordisability.com or by filling out the form located here.

Rights that you may have, include:

Requesting that your information be deleted.
Opting out from the sale of your information to partners, disability advocates, and other related (or unrelated) third parties.
Requesting disclosure of the personal information we have collected about you.
Requesting the portability of your information.
Opting out from receiving marketing communications that we send you at any time. You can exercise this right by going here and submitting your email address for removal. Additionally, you can opt-out of any Text (SMS) messages that you may receive by replying “STOP” to be immediately removed.
Requesting that we not sell your information, by clicking on the link in the footer of our website.
We will respond to your request as quickly as is reasonably possible, or within the period of time required by law.

Informed Consent to Be Contacted by Telephone By registering on the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we (and the Advocates) retain the right to contact you via telemarketing (where you supply your telephone number to us) in accordance with the Rule and applicable state do-not-call regulations. In addition, where you provide “prior express written consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (“TCPA”), you consent to receive telephone calls, including artificial voice and pre-recorded messages and/or calls delivered via automated technology, to the telephone number(s) that you provided. You understand and agree that this consent applies even if your telephone number is a wireless number. You further acknowledge and agree that you are not required to consent to the above-stated terms to gain access to the Trajector Disability Offerings.

Types of Info Collected

We collect two types of information about our users: Non-Personally Identifiable (“Anonymous”) Information and Personally Identifiable Information.

Personally Identifiable Information (“PII”)Personally Identifiable Information (“PII”) is any information that personally identifies you, such as your name, email address, or your telephone number. This personal information may be requested when you fill out an online inquiry, obtain services from Trajector Disability, subscribe to our email newsletter, or when you contact us. We may ask you to provide us with personal information on a voluntary basis in certain areas of our Website. Examples of the types of PII you may be asked to provide include: “Contact Data,” such as your name, phone numbers, mailing address, and e-mail addresses, “Demographic Data,” such as your age or birthday, gender, and zip code, “Financial Data,” such as limited information about work history, income amounts, and benefits history, and “Medical Data,” such as the limited information about the type of condition that may be causing your disability and your history of doctor visits. Additionally, we may purchase and manage opt-in lists generated by third parties that Trajector Disability may use to supplement the PII you provide with additional PII gathered from public or third-party sources. You are under no obligation to provide PII, with the caveat that your refusal to do so may prevent you from using or Trajector Disability from offering certain of the services offered on the Website. Trajector Disability does not request and asks that you do not provide any confidential, proprietary or sensitive PII (“Sensitive Information”), such as Social Security number, driver’s license number, passport number, credit card information, bank account or other financial information. If you submit any Sensitive Information, you do so at your own risk and we will not be liable to you or responsible for any consequences of your submission.
Non-Personally Identifiable Information: This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the website’s Uniform Resource Locator (“URL“) that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol (“IP“) address. An IP address is a number that is automatically assigned to your computer whenever you are surfing the web, allowing web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet.

Collection Methods and Use of Information

We do not collect any Personally Identifiable Information about you unless you voluntarily provide it to us. You provide certain Personally Identifiable Information to us when you (a) register for our services and register your e-mail address with us; (b) enter sweepstakes or contests sponsored by us or one of our partners; (c) sign up for special offers from selected third parties; (d) send e-mail messages, submit forms or transmit other information by telephone or letter; or (e) submit your credit card or other payment information when ordering and purchasing products and services on our site. We may also collect information from you at other points on our site that state that such information is being collected.
In addition, we may also collect, or our third-party ad server and/or content server may collect, certain Non-Personally Identifiable Information. This information is ultimately stored in the form of, in some cases, specific URLs. We use your IP address to diagnose problems with our servers, software, to administer our site, and to gather demographic information. Our third-party ad servers will also provide us with summary, but not individual reports that will tell us how many ads were presented and clicked upon at our site.

We will primarily use your Personally Identifiable Information to provide our services to you, as required by our agreements with you. We will also use Personally Identifiable Information to enhance the operation of our site, improve our marketing and promotional efforts, statistically analyze site use, improve our product and service offerings, and customize our site’s content, layout, and services. We may use Personally Identifiable Information to deliver information to you and to contact you regarding administrative notices. We may also use Personally Identifiable Information to resolve disputes, troubleshoot problems, and enforce our agreements with you, including our site’s Terms and Conditions of Use, Trajector Disability Terms and Conditions of Use, any Sales Terms and Conditions, and this Privacy Policy.

Cookies

“Cookies” are small data text files that are placed on your computer (if your browser permits) by websites that you visit or certain emails that you open. The use of cookies is standard on the Internet. A Cookie acts as a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the website. We collect this data to help us better understand how users interact with us. The information in Cookies is Anonymous information that does not personally identify you. The cookies make your use of the site easier, make the site run more smoothly, and help us to maintain a secure site. We may also contract with third-party service providers who assign cookies to conduct site tracking for us. These companies use cookies solely to provide us with aggregate data about site traffic. Although most web browsers are initially set up to automatically accept cookies if you do not wish to have cookies placed on your computer you can change your browser to prevent cookies or notify you whenever you are sent a cookie. You can set your browsers to refuse cookies before accessing the website, with the understanding that certain parts of the services and features of the Website may not function properly with the aid of cookies. You can learn more about how to delete or control Cookies at www.aboutcookies.org.

Anonymous Information and Third-Party Advertisers

We may use an outside ad serving company to display banner advertisements on our site. As part of their service, they will place a separate cookie on your computer. We will not provide any third-party ad server with any of your Personally Identifiable Information or information about your correspondence with us. We and our third-party ad server will collect and use Anonymous Information about you, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server, and whether you responded to a particular ad. Other advertisers may also place banner ads on our site in the same manner as above, but we will not disclose any Personally Identifiable Information to them.

Disclosure Practices

Release of Information

We do not sell, trade, or rent your Personally Identifiable Information to others. We do provide some of our services through contractual arrangements with affiliates, services providers, partners, and other third parties. We and our service partners use your Personally Identifiable Information to operate our sites and to deliver their services. For example, we must release your credit card information to the card-issuing bank to confirm payment for products and services purchased on this site; release your address information to the delivery service to deliver information via mail; and provide order information to third parties that help us provide customer service.

We will encourage our service partners to adopt and post privacy policies. However, the use of your Personally Identifiable Information by our service partners is governed by the privacy policies of those service partners and is not subject to our control.

Information Sharing, Use and Disclosure

The personal information that you submit to Trajector Disability remains your property, but by submitting your personal information to Trajector Disability, you grant us the right to use your personal information for marketing purposes including, but not limited to, generally sharing such information with and/or selling such information to third parties for marketing purposes, including any business which is a subsidiary of, or under common ownership or control with, Trajector Disability (collectively, “Affiliates”) and advertising partners. We will also use your personal information for customer service, to provide you with information that you may request, to customize your experience on the Site, and/or to contact you when necessary in connection with transactions entered into by you on the Site. We may also use your personal information for internal business purposes, such as analyzing and managing the Trajector Disability Offerings.

We also reserve the right to release current or past user information in the event that we believe that the user is using, or has used, the Trajector Disability Offerings: (a) in violation of the TrajectorDisability.com Terms of Use, this Privacy Policy or any other of our operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published by us from time to time; (b) to commit unlawful acts; (c) if such information is subpoenaed; provided, however, that, where permitted by applicable law, we shall provide you with e-mail notice, and opportunity to challenge the subpoena, prior to disclosure of any personal information pursuant to a subpoena; (d) if we are sold or acquired; provided, however, that if we are involved in a merger, acquisition or sale of all or a portion of our assets, you will be notified via email and/or a prominent notice on the Site of any change in ownership or uses of your personal information, as well as any choices that you may have regarding your personal information; and/or (e) when we deem it necessary or appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission implementing regulations.

Information Security

We endeavor to safeguard and protect our users’ personal information. When users make personal information available to us, their personal information is protected both online and offline (to the extent that we maintain any personal information offline). The privacy of your personal information is very important to us.

Access to your personal information is strictly limited, and we take reasonable measures to ensure that your personal information is not accessible to the public. The servers that we store personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse, and alteration of personal information under our control. Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols, or data transmission over the Internet can be guaranteed to be 100% secure.

Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors, and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your Personal Information will be absolutely secure. Any transmission of data at or through the Site is at your own risk.

All of our users’ personal information is restricted in our offices. Only employees or third party agents who need personal information to perform a specific job are granted access to personal information. Our employees are dedicated to ensuring the security and privacy of all user’s personal information. Employees not adhering to our firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

Minors Privacy

Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site. Trajector Disability does not knowingly solicit or collect information from visitors under eighteen (18) years of age. Trajector Disability encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Sale of Assets

In the event that another company acquires all or substantially all of the assets related to the business of Trajector Disability, we reserve the right to include any or all stored personal information among the assets transferred to the acquiring company.

Deleting and Updating Your Information

At your request, we will inform you of what personal information we have on file for you. In addition, at your request, we will remove and/or modify the personal information that you have provided to us, or that we have collected. You may do so by contacting us via e-mail at support@trajectordisability.com; provided, however, that we ask individuals to identify themselves and the information requested to be accessed, corrected, or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical (for instance, requests concerning information residing on backup tapes).

Contact Information

If you have any questions about this Privacy Policy, our privacy practices or legal issues pertaining to the Trajector Disability Offerings or your use of the Trajector Disability Offerings, please contact us:

Email: support@trajectordisability.com
Mail: Trajector Disability
PO Box 127
Lehi, UT 84043